Pubs are opening, the streets are buzzing again, and WA has headed into a positive post-COVID place. As the lock down in our state lifts slowly but surely, there is more and more opportunity for consumers to enter the property market, refresh their loans and discover business opportunities.

While you might be ticking along, paying for everything you need have you thought about a home loan health check, it can unlock a world of benefits including:

• Your home loan rate: You could be getting a better interest rate by refinancing to another lender.
• Debt consolidation: If you’re struggling with mortgage repayments because you’re juggling multiple debts and bills, you can consolidate your debts into your home loan.
• Refinancing back to a prime lender: If you are currently on a low doc, bad credit or any other type of specialist home loan, you’re paying a higher interest rate and may be in a position to refinance back to a major lender at a sharper rate.
• Home loan features: You may not be getting the most out of your home loan features, especially if your personal situation will or has recently changed, such as starting a family, renovating your home, or buying an investment property.
• Switching between fixed and variable: Whether you started on a variable rate or a fixed rate, a home loan health check can help you make an informed decision

A simple annual review from a mortgage broker can potentially save you thousands of dollars and a lot of headaches.

Check out these recent client case studies;

CASE STUDY 1

Property Loan Amount: $450,000

Existing Interest Rate: 4.40%

Re-Financed Interest Rate: 3.60%

Approx Saving per Month: $300

CASE STUDY 2

Property Loan Amount: $360,000

Existing Interest Rate: 3.9%

Re-Financed Interest Rate: 2.79%

Approx Saving per Month: $390

Looking to get started? Or do you need a professional overhaul of your current investments?

We have partnered up with the highly acclaimed broking business, Capita Finance Solutions. Composed of a team of professionally trained finance professionals; boasting specialists across a variety of loan types; and with access to over 40 of Australia’s leading lenders, Capita Finance are here to assist you in navigating finance in an ever-changing world.

If you are interested in talking to the team at Capita, please get in touch with us and we will connect you with the right person on their team.